Small business loan

A lump sum for a cost you can plan

Cover stock, equipment or a project with a clear budget. Work out the amount up front and see how repayments fit your cash flow.

Apply now

Borrow once and repay on a schedule

A term loan provides the agreed amount up front. The agreement sets when repayments start, how often they’re due and how long they run.

Compare the fees and total amount due. Put the repayments in your cash flow forecast alongside wages, rent and supplier bills.

Estimate monthly loan repayments

Each dot represents a scheduled repayment. The agreement sets the amounts and dates.

Where a loan fits

Fill a large stock order

A wholesaler needs to pay its supplier before the customer’s invoice falls due. The supplier quote gives it a clear amount to request.

Replace a piece of equipment

A workshop has a quote for a replacement machine and knows when the supplier needs to be paid. It can set the loan amount from those costs.

If the shortfall keeps coming back, a line of credit lets you draw within an agreed limit as bills fall due.

Business line of credit

What to prepare

For the online request, have the funding amount and purpose, your business name and state or territory, and contact details ready. You can add your ABN if you have it.

Quotes or purchase orders
Use them to work out the amount and when you need it.
Your cash flow forecast
Check what the business could repay if a customer pays late or a month is slower than usual.

Frequently asked questions

Can I repay a loan early?

Check the early repayment terms in the offer. Fees or the way the outstanding balance is calculated can affect what you save by repaying early.

Will I need to provide security?

Requirements depend on the offer. Check whether it calls for business assets as security or a personal guarantee, and what that would mean for you.

Does submitting a request run a credit check?

Submitting the online request runs no credit check. A later assessment may require further information or checks.

Get started

Start your funding request

Enter the amount and purpose, then review your details before you submit. You’ll find the request and reference in your Revy account.