Terms & Conditions

Terms & Conditions

Effective Date: 22/02/2025

1. Introduction

These Terms & Conditions ("Terms") govern your access to and use of the services provided by Revy Financial ("we", "us", "our"). By applying for and using our cash advance services, you agree to comply with these Terms.

2. Eligibility

To qualify for our business cash advance services, you must:

  • Be a registered business in Australia with an ABN or ACN.
  • Be over 18 years of age and authorized to make financial decisions for the business.
  • Meet our minimum revenue requirements, as determined by our application process.

3. Cash Advance Terms

Upon approval, you will receive a cash advance with agreed repayment terms. The key terms include:

  • The maximum advance amount is based on your business’s financial standing.
  • Repayments are made via direct debit from your nominated business account.
  • There is a fixed fee structure—no interest is charged.

4. Fees and Late Payments

Failure to meet repayment obligations may result in additional fees:

  • A 3-day grace period is provided for missed payments.
  • After 3 days, a 1% late fee is applied every 7 days until repayment is made.
  • If a payment remains outstanding for 30 days, legal action may be pursued.

5. Default and Legal Action

If you fail to make payments for 30 days, we reserve the right to:

  • Engage debt recovery services.
  • Take legal action to recover the outstanding balance.
  • Report non-payment to credit reporting agencies.

6. User Responsibilities

By using our services, you agree that:

  • You will provide accurate financial and business information.
  • You authorize us to verify your business information with relevant third parties.
  • You will not use funds for unlawful or fraudulent activities.

7. Limitation of Liability

To the extent permitted by Australian Consumer Law, we are not liable for any indirect, consequential, or incidental damages arising from your use of our services.

8. Privacy and Data Security

Your personal and business data will be handled in accordance with our Privacy Policy.

9. Amendments to Terms

We reserve the right to update these Terms at any time. Changes will be communicated via our website.

10. Governing Law

These Terms are governed by the laws of Australia. Any disputes shall be resolved in Australian courts.

11. Contact Us

If you have any questions regarding these Terms, please contact us at:

Revy Financial
Email: info@revy.com.au